Investment Strategy
Investment Principles
We adhere to a low-end theorist, fundamentally sound, numbers driven investment strategies. Through building strategic partnerships, conducting extensive research, assessing and evaluating market opportunities we have developed a network of real estate investors located in Baltimore, MD. These real estate investors invest in Baltimore, MD and the surrounding counties and adhere to the following investment principles:
* Maintaining a low loan-to-value ratio of no more than 70% and typically between
55%-65% so as not to be overleveraged in a property
* Purchasing homes with $70,000 to $140,000 after repair value that affords the investor
the ability to sell to the largest pool of buyers
* Ensuring the existence of multiple exit strategies (largest possible buyer pool):
1) rehab and refinance to hold in a corporate portfolio 2) rehab and sell to an investor
buyer as a cash flow positive investment property 3) rehab and sell to a first time
homebuyer
Investment Vehicles
Our clients can invest using the following options:
* After tax savings or investment designated funds directed into an investment LLC
* Retirement funds (Roth or Traditional IRA) through a self-directed IRA company
* After tax savings or investment designated funds
Client Protections
Clients are afforded the following to protect their investment position:
* A personal promissory note
* A first mortgage position
* Hazard insurance
* Title insurance
Client Benefits
Clients receive the following:
* Interest payments that accrue until the house is sold
* The aforementioned protections i.e. promissory note, recorded mortgage, fire insurance
and title insurance
* Diversification of their investment portfolio through local investment in real property
* The ability to self-direct IRA (Traditional and Roth) funds into real estate, while returns
stay tax deferred or tax free.
* Low liability as a mortgage holder that mitigates the possibility of potential litigation
